What is the BCTF SIP (Salary Indemnity Plan)?

The BCTF operates its own Salary Indemnity Plan, providing both short-term and long-term benefits to members disabled from employment as a result of illness or accident. The BCTF Salary Indemnity Plan is a mandatory benefit to which all members contribute.


  1. Benefits begin on the first teaching day following the termination of sick leave
  2. The benefit is 50% of salary, with the basic benefit never less than the Employment Insurance benefits
  3. Claimants receive full pensionable service credit
  4. The maximum number of teaching days for which benefits are paid in respect of a single illness or accident is 120
  5. No benefits are paid in July or August


  1. Long-term is administered for the BCTF by Great-West Life Assurance Company
  2. Specific details are available in the Members’ guide to the BCTF, the BCTF Income Security Office, and the website, www.bctf.ca.
  3. Applications for the Salary Indemnity Plan (SIP), Short-term and Long-Term, must be made to the BCTF Income Security Division (telephone 604-871-1921). Check out BCTF SIP FAQs at http://bctf.ca/salaryAndBenefits.aspx?id=4742

Wednesday, August 25th, 2010. Filed in Category: F.A.Q. Important Articles

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